#pbn-mob-2026{--ink:#102e4d;--muted:#4b6073;--blue:#176fc2;--line:#cfe0ef;--soft:#f3f8fd;--orange:#f45b28;box-sizing:border-box;color:var(--ink);background:#fff;font-family:Arial,sans-serif;font-size:18px;line-height:1.7}
#pbn-mob-2026 *,#pbn-mob-2026 *::before,#pbn-mob-2026 *::after{box-sizing:border-box}
#pbn-mob-2026 .pbn-mob__wrap{width:min(100% - 40px,1180px);margin-inline:auto}
#pbn-mob-2026 .pbn-mob__hero{position:relative;min-height:620px;display:grid;align-items:center;overflow:hidden;background:#eaf2f8}
#pbn-mob-2026 .pbn-mob__hero-media{position:absolute;inset:0;display:block;margin:0}
#pbn-mob-2026 .pbn-mob__hero-media img{display:block;width:100%;height:100%;object-fit:cover;object-position:center center}
#pbn-mob-2026 .pbn-mob__hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(245,250,254,.98) 0%,rgba(245,250,254,.94) 43%,rgba(245,250,254,.28) 68%,rgba(245,250,254,.05) 100%)}
#pbn-mob-2026 .pbn-mob__hero-content{position:relative;z-index:1;padding-block:64px}
#pbn-mob-2026 .pbn-mob__eyebrow{max-width:760px;margin:0 0 14px;color:#155f9f;font-size:16px;font-weight:800;letter-spacing:.02em;text-transform:uppercase}
#pbn-mob-2026 h1{max-width:780px;margin:0;color:#0c2d4b;font-size:clamp(38px,4.3vw,62px);line-height:1.08;letter-spacing:-.025em}
#pbn-mob-2026 .pbn-mob__lead{max-width:760px;margin:24px 0 0;font-size:21px;line-height:1.62;color:#29455d}
#pbn-mob-2026 .pbn-mob__hero-actions{display:flex;flex-wrap:wrap;gap:16px;margin-top:30px}
#pbn-mob-2026 .pbn-mob__cta{display:flex;min-height:72px;min-width:280px;padding:12px 22px;flex-direction:column;align-items:center;justify-content:center;border-radius:14px;font:inherit;font-weight:850;line-height:1.18;text-align:center;text-decoration:none;cursor:pointer;box-shadow:inset 0 -4px 0 rgba(0,0,0,.12),0 8px 20px rgba(15,47,79,.16);transition:transform .18s ease,box-shadow .18s ease}
#pbn-mob-2026 .pbn-mob__cta small{margin-top:5px;font-size:14px;font-weight:650}
#pbn-mob-2026 .pbn-mob__cta--primary{border:1px solid #d8481b;background:linear-gradient(#ff7246,#e84b1e);color:#fff}
#pbn-mob-2026 .pbn-mob__cta--secondary{border:1px solid #7fb0d9;background:linear-gradient(#fff,#eaf5ff);color:#10598f}
#pbn-mob-2026 .pbn-mob__cta:hover{transform:translateY(-2px);box-shadow:inset 0 -4px 0 rgba(0,0,0,.1),0 12px 24px rgba(15,47,79,.2)}
#pbn-mob-2026 .pbn-mob__cta:focus-visible{outline:4px solid #ffb24a;outline-offset:3px}
#pbn-mob-2026 .pbn-mob__layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:52px;padding-block:54px 80px;align-items:start}
#pbn-mob-2026 .pbn-mob__toc{position:sticky;top:90px;padding:22px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(145deg,#fff,#eef7ff);box-shadow:0 12px 28px rgba(16,46,77,.08)}
#pbn-mob-2026 .pbn-mob__toc strong{display:block;margin-bottom:8px;font-size:20px}
#pbn-mob-2026 .pbn-mob__toc a{display:block;min-height:48px;padding:10px 6px;border-bottom:1px solid #dbe8f3;color:#145f9f;font-size:16px;font-weight:700;line-height:1.4;text-decoration:none}
#pbn-mob-2026 .pbn-mob__toc a:last-child{border-bottom:0}
#pbn-mob-2026 .pbn-mob__toc a:focus-visible{outline:3px solid #ff8a1f;outline-offset:2px}
#pbn-mob-2026 .pbn-mob__article{min-width:0}
#pbn-mob-2026 .pbn-mob__section{scroll-margin-top:100px;margin:0 0 28px;padding:32px;border:1px solid #d8e5f0;border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(16,46,77,.06)}
#pbn-mob-2026 .pbn-mob__section h2{margin:0 0 18px;color:#0e3558;font-size:clamp(28px,3vw,40px);line-height:1.2;letter-spacing:-.015em}
#pbn-mob-2026 .pbn-mob__section h3{margin:26px 0 10px;color:#144a75;font-size:24px;line-height:1.3}
#pbn-mob-2026 .pbn-mob__section p{margin:0 0 18px}
#pbn-mob-2026 .pbn-mob__section p:last-child{margin-bottom:0}
#pbn-mob-2026 .pbn-mob__section ul,#pbn-mob-2026 .pbn-mob__section ol{margin:0 0 20px;padding-left:26px}
#pbn-mob-2026 .pbn-mob__section li{margin-bottom:12px}
#pbn-mob-2026 .pbn-mob__summary{border-top:6px solid var(--blue);background:linear-gradient(145deg,#fff,#f0f8ff)}
#pbn-mob-2026 .pbn-mob__checklist{list-style:none;padding:0}
#pbn-mob-2026 .pbn-mob__checklist li{position:relative;padding-left:36px}
#pbn-mob-2026 .pbn-mob__checklist li::before{content:"✓";position:absolute;left:0;top:0;display:grid;width:26px;height:26px;place-items:center;border-radius:50%;background:#dff2e6;color:#13713c;font-weight:900}
#pbn-mob-2026 .pbn-mob__note,#pbn-mob-2026 .pbn-mob__warning{padding:18px 20px;border-left:5px solid #ef9b22;border-radius:12px;background:#fff7e8}
#pbn-mob-2026 .pbn-mob__accent{border-color:#9fc6e7;background:linear-gradient(145deg,#f4faff,#eaf5ff)}
#pbn-mob-2026 .pbn-mob__table-wrap{margin:22px 0;overflow-x:auto;border:1px solid #cbddeb;border-radius:14px}
#pbn-mob-2026 table{width:100%;min-width:680px;border-collapse:collapse;background:#fff}
#pbn-mob-2026 th,#pbn-mob-2026 td{padding:16px;border-bottom:1px solid #dbe7f1;text-align:left;vertical-align:top}
#pbn-mob-2026 th{background:#eaf4fd;color:#0f466f;font-size:17px}
#pbn-mob-2026 tr:last-child td{border-bottom:0}
#pbn-mob-2026 .pbn-mob__steps{counter-reset:step;list-style:none;padding:0}
#pbn-mob-2026 .pbn-mob__steps li{position:relative;min-height:52px;padding-left:64px}
#pbn-mob-2026 .pbn-mob__steps li::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;display:grid;width:46px;height:46px;place-items:center;border-radius:14px;background:#176fc2;color:#fff;font-size:22px;font-weight:900;box-shadow:inset 0 -3px 0 rgba(0,0,0,.13)}
#pbn-mob-2026 .pbn-mob__geo-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}
#pbn-mob-2026 .pbn-mob__geo-grid>div{padding:22px;border:1px solid #cfe0ef;border-radius:16px;background:#f6fbff}
#pbn-mob-2026 .pbn-mob__geo-grid h3{margin-top:0}
#pbn-mob-2026 .pbn-mob__link-cards{display:grid;gap:14px;margin-top:22px}
#pbn-mob-2026 .pbn-mob__context-link{display:flex;min-height:58px;padding:14px 54px 14px 18px;align-items:center;position:relative;border:1px solid #70a7d1;border-radius:14px;background:linear-gradient(#fff,#eaf5ff);color:#115c95;font-size:18px;font-weight:800;line-height:1.35;text-decoration:none;box-shadow:inset 0 -3px 0 rgba(56,115,164,.13),0 7px 18px rgba(16,72,116,.1);transition:transform .18s ease,box-shadow .18s ease}
#pbn-mob-2026 .pbn-mob__context-link::after{content:"→";position:absolute;right:20px;font-size:24px;font-weight:900}
#pbn-mob-2026 .pbn-mob__context-link:hover{transform:translateY(-2px);box-shadow:inset 0 -3px 0 rgba(56,115,164,.1),0 11px 22px rgba(16,72,116,.15)}
#pbn-mob-2026 .pbn-mob__context-link:focus-visible{outline:4px solid #ff9b35;outline-offset:3px}
#pbn-mob-2026 .pbn-mob__emergency{border:2px solid #d64e42;background:#fff5f3}
#pbn-mob-2026 .pbn-mob__emergency a{color:#a71d13;font-size:21px;font-weight:900}
#pbn-mob-2026 .pbn-mob__faq details{margin-bottom:12px;border:1px solid #cfe0ef;border-radius:14px;background:#fff;overflow:hidden}
#pbn-mob-2026 .pbn-mob__faq summary{min-height:58px;padding:16px 48px 16px 18px;position:relative;cursor:pointer;color:#0e466f;font-weight:800;line-height:1.45;list-style:none}
#pbn-mob-2026 .pbn-mob__faq summary::-webkit-details-marker{display:none}
#pbn-mob-2026 .pbn-mob__faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:28px;color:#176fc2}
#pbn-mob-2026 .pbn-mob__faq details[open] summary::after{content:"−"}
#pbn-mob-2026 .pbn-mob__faq details p{padding:0 18px 18px}
#pbn-mob-2026 .pbn-mob__sources{background:#f7fafc}
#pbn-mob-2026 .pbn-mob__sources a{color:#0e64a8;text-underline-offset:4px}
#pbn-mob-2026 .pbn-mob__review{margin-top:24px;padding-top:20px;border-top:1px solid #d8e4ee;color:var(--muted)}
#pbn-mob-2026 .pbn-mob__reviewer{border-top:6px solid var(--blue);background:linear-gradient(145deg,#fff,#f1f8ff)}
#pbn-mob-2026 .pbn-mob__reviewer-eyebrow{margin:0 0 8px!important;color:#155f9f;font-size:15px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
#pbn-mob-2026 .pbn-mob__reviewer-card{display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px;padding:24px;border:1px solid #bfd7eb;border-radius:18px;background:linear-gradient(145deg,#fff,#edf7ff);box-shadow:0 14px 30px rgba(16,72,116,.1)}
#pbn-mob-2026 .pbn-mob__reviewer-card img{display:block;width:240px;height:240px;object-fit:cover;object-position:center top;border-radius:15px}
#pbn-mob-2026 .pbn-mob__reviewer-body{min-width:0}
#pbn-mob-2026 .pbn-mob__reviewer-card h3{margin:0 0 8px;font-size:28px;line-height:1.22}
#pbn-mob-2026 .pbn-mob__reviewer-card p{margin:0 0 12px}
#pbn-mob-2026 .pbn-mob__reviewer-label{color:#176fc2;font-size:15px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
#pbn-mob-2026 .pbn-mob__reviewer-role{color:#234d70;font-weight:800}
#pbn-mob-2026 .pbn-mob__reviewer-limit{color:var(--muted)}
#pbn-mob-2026 .pbn-mob__reviewer-link{position:relative;display:inline-flex;min-height:54px;margin-top:4px;padding:12px 50px 12px 18px;align-items:center;justify-content:center;border:1px solid #70a7d1;border-radius:14px;background:linear-gradient(#fff,#eaf5ff);color:#115c95;font-size:18px;font-weight:900;line-height:1.35;text-align:center;text-decoration:none;box-shadow:inset 0 -3px 0 rgba(56,115,164,.13),0 7px 18px rgba(16,72,116,.1);transition:transform .18s ease,box-shadow .18s ease}
#pbn-mob-2026 .pbn-mob__reviewer-link::after{content:"→";position:absolute;right:18px;font-size:23px}
#pbn-mob-2026 .pbn-mob__reviewer-link:hover{transform:translateY(-2px);box-shadow:inset 0 -3px 0 rgba(56,115,164,.1),0 11px 22px rgba(16,72,116,.15)}
#pbn-mob-2026 .pbn-mob__reviewer-link:focus-visible{outline:4px solid #ff9b35;outline-offset:3px}
@media(max-width:900px){#pbn-mob-2026 .pbn-mob__layout{grid-template-columns:1fr;gap:24px}#pbn-mob-2026 .pbn-mob__toc{position:static;display:grid;grid-template-columns:1fr 1fr;gap:0 16px}#pbn-mob-2026 .pbn-mob__toc strong{grid-column:1/-1}}
@media(max-width:760px){#pbn-mob-2026{font-size:18px;line-height:1.68}#pbn-mob-2026 .pbn-mob__wrap{width:min(100% - 24px,1180px)}#pbn-mob-2026 .pbn-mob__hero{display:block;min-height:0;padding:0;background:#edf6fd}#pbn-mob-2026 .pbn-mob__hero-media{position:relative;height:220px}#pbn-mob-2026 .pbn-mob__hero-media img{object-position:63% center}#pbn-mob-2026 .pbn-mob__hero-shade{display:none}#pbn-mob-2026 .pbn-mob__hero-content{padding-block:24px 30px}#pbn-mob-2026 .pbn-mob__eyebrow{font-size:14px;line-height:1.45}#pbn-mob-2026 h1{font-size:34px;line-height:1.13}#pbn-mob-2026 .pbn-mob__lead{margin-top:18px;font-size:19px;line-height:1.58}#pbn-mob-2026 .pbn-mob__hero-actions{display:grid;gap:12px}#pbn-mob-2026 .pbn-mob__cta{width:100%;min-width:0;min-height:66px;font-size:17px}#pbn-mob-2026 .pbn-mob__layout{padding-block:26px 52px}#pbn-mob-2026 .pbn-mob__toc{grid-template-columns:1fr;padding:18px}#pbn-mob-2026 .pbn-mob__section{scroll-margin-top:76px;margin-bottom:18px;padding:22px 18px;border-radius:16px}#pbn-mob-2026 .pbn-mob__section h2{font-size:29px}#pbn-mob-2026 .pbn-mob__section h3{font-size:22px}#pbn-mob-2026 .pbn-mob__geo-grid{grid-template-columns:1fr}#pbn-mob-2026 .pbn-mob__context-link{width:100%;min-height:58px}#pbn-mob-2026 .pbn-mob__steps li{padding-left:58px}#pbn-mob-2026 .pbn-mob__reviewer-card{grid-template-columns:104px minmax(0,1fr);column-gap:16px;row-gap:8px;padding:16px;align-items:start}#pbn-mob-2026 .pbn-mob__reviewer-card img{grid-column:1;grid-row:1/span 3;width:104px;height:128px;border-radius:12px}#pbn-mob-2026 .pbn-mob__reviewer-card h3{grid-column:2;grid-row:2;margin-bottom:0;font-size:21px;line-height:1.2}#pbn-mob-2026 .pbn-mob__reviewer-label{grid-column:2;grid-row:1;margin-bottom:0!important;font-size:13px;line-height:1.35}#pbn-mob-2026 .pbn-mob__reviewer-role{grid-column:2;grid-row:3;margin-bottom:0!important;line-height:1.45}#pbn-mob-2026 .pbn-mob__reviewer-body>p:not(.pbn-mob__reviewer-label):not(.pbn-mob__reviewer-role){grid-column:1/-1}#pbn-mob-2026 .pbn-mob__reviewer-link{grid-column:1/-1;width:100%}#pbn-mob-2026 .pbn-mob__reviewer-body{display:contents}}
@media(prefers-reduced-motion:reduce){#pbn-mob-2026 .pbn-mob__cta,#pbn-mob-2026 .pbn-mob__context-link,#pbn-mob-2026 .pbn-mob__reviewer-link{transition:none}}